Creating the Cream Layer
In a large bowl, beat the softened cream cheese until smooth. Add the sweetened condensed milk and mix well. Then, stir in the instant pudding mix along with the crushed pineapple (with juice). Mix until everything is thoroughly combined.
Adding Whipped Topping
Next, gently fold in the whipped topping (either Cool Whip or freshly whipped cream) until the mixture is light and fluffy. This step adds a delightful creaminess to your dessert.
Assembling the Dessert
Spread the cream mixture over the chilled crust if you made one, or directly into the pan if you opted to skip the crust.